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Sectors – IT & Software

Commercial Finance for the IT and Software Sector

Invoice Finance

Invoice Finance

Many IT and software businesses work on retainer or milestone-based billing. Invoice finance allows you to unlock up to 90% of the value of outstanding invoices straight away, smoothing cash flow while you wait for client payments.

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Business Loans

Business Loans

Whether you’re recruiting specialist developers, scaling customer support teams, or funding a product launch, a flexible business loan can provide the capital injection you need without slowing down momentum.

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Asset Finance

Asset Finance

Spread the cost of high-spec servers, cloud infrastructure, or the latest laptops across affordable monthly payments. This keeps cash in the business while ensuring your team has the best tools to deliver.

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Commercial Mortgages

Commercial Mortgages

If you’re looking to buy office space, move into a tech hub, or invest in a new HQ, a commercial mortgage can support long-term growth without draining operational funds.

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Services

Finance Solutions for
IT and Software Businesses

The IT and software industry never stands still. With SaaS platforms scaling at speed and managed service providers juggling client contracts, cash flow pressures can build quickly. When you add in the demands of constant investment in talent, tech stacks, and product development, the need for flexible funding is clear.

We understand the unique challenges of IT and software businesses. Whether you are a fast-growth start-up or an established player, we can secure funding solutions that give you the working capital and breathing room to keep innovating.

If your business is struggling with:

  • Heavy upfront costs – from licensing and infrastructure to office space and specialist hires
  • Cash flow gaps – particularly where revenues are tied to recurring contracts or delayed client payments
  • Growth pressure – needing capital to expand teams, develop new products, or move into new markets
  • Technology investment – keeping ahead of cybersecurity, cloud, and AI trends requires continuous spend

We will look at your whole business model and find the right product for your needs. Working with an extensive network of lenders, we can source finance across the whole spectrum, often saving time, money, and headaches in the process.

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Do you have any finance requirements?






    What our clients say

    I have been working with Bespoke since starting at BCRS. They’re the ultimate professionals in the field. They’ve got excellent working relationships within a huge network and can always find the best options for clients. I’d recommend David to anyone who is looking to secure recruitment agency finance, no matter how individual their needs.

    — Christine Sims

    BCRS Business Loans

    We recently changed our Confidential Invoice Discounting provider in order to meet the needs of a growing business, and we were recommended Bespoke. At every stage, we could rely on their team’s wealth of contacts and experience and were able to choose our preferred provider from a high-quality list. Bespoke’s assistance in this process was invaluable, and I’d have no hesitation in recommending their services

    — Martin Spare

    SRM Industries

    Bespoke was recommended to me by an ex-colleague and friend. I can honestly say it was the best call I made when looking to complete my MBO. They listened carefully to my specific needs and introduced me to the most appropriate product, as well as supporting me throughout the process and beyond. I would not hesitate to recommend Ian to anyone looking for advice or introductions in order to fund a new business project.

    — Sophie Howe

    Managing Director, West Country Group

    Myself and Sam have been working together for over 3 years now. BCF have help assist with my companies invoice finance facility, cashflow loan and a bridging facility. They ensured my business have gone from strength to strength. There is nobody else I’d recommend.

    — Raja Pappu

    Skilliantech Limited

    We had a very positive experience working with Bespoke Commercial Finance. Sam maintained clear, consistent communication throughout the entire process, keeping our team up to date and informed at every stage. Bespoke Commercial Finance would be our first call for any future financial needs we may need as a company moving forward.

    — Ross Blakley

    Director, Blakely Brown Group Limited

    Get in touch

    Let’s work together

    If you have a financial requirement within the IT & software sector, then please do not hesitate to get in contact using the form below.

    One of our experienced sales team members will be in touch as soon as they can.

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