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Residential Mortgages

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For Your Residential Mortgage

    Residential Mortgages

    Here at Bespoke, we are a highly experienced residential mortgage broker. Over the years we have built up an extensive list of Residential Mortgage lenders which enables us to find the most flexible and competitive rates available for our customers in the current market. 

    We operate with complete transparency as we know buying a home or building can be a very complex period in the consumer’s journey. Whether we put you in contact with an independent advisor or a high-street bank, we ultimately act with your best interests in mind.

    Why a Residential Mortgage?

    Residential mortgages are one of the most popular types of lending in the UK, making it possible for millions of people to become property owners. Because you can spread the repayments on your home loan over so many years, the amount you pay back every month is manageable and affordable.

    So, whether you are looking to take your first step on the property ladder by purchasing your first home, or you are looking to upgrade Bespoke can assist you on your buying journey.

    Interest rates

    Rates from 2% above Bank of England Base Rate, with interest-only options available for the client.

    Term periods

    The individuals now have the option of up to a 30-year term on Residential Mortgages, making the requirement more affordable and sustainable.

    Deposits and Schemes Available

    Residential Mortgage LTV% deposits can now range from 5%-25% meaning the LTV equates to the deposit amount.

    With the Help to Buy and Right to Buy Schemes available Purchasing property has become a lot more attainable for experienced and first-time buyers.

    business loan broker with a coffee.

    Get in touch

    To See How Bespoke Can Help With Your Residential Mortgage


      What our clients say

      “I have worked with Bespoke for several years now and have built up a very trusting relationship with the team. They’re always professional, deal with customers very fairly and ensure they’re offered the most effective solutions to meet their needs. I have no reservations in dealing with Bespoke and their abilities to provide suitable solutions for customers.

      — Scott Campbell

      Head of Barclays Business Sales

      I have recommended Bespoke’s services to a number of our clients, both that have existing factoring facilities and also to clients who are looking at their financing options. The service provided has always been exceptional and the feedback from these clients has been nothing but praise. I would therefore highly recommend the Bespoke team.

      — Tim Pearce

      Managing Partner, Haines Watts

      We contacted Bespoke as we were looking for an invoice finance facility to support the business due to our fast growth. They didn’t disappoint! They gave us first-class advice and support and within a week had provided us with a choice of competitive funding options. Bespoke worked with us through the decision process and helped us secure a finance facility which was ideal for our business and offers the flexibility for future growth. A-first class service throughout.

      — Paul Davison

      Director, Nutraformis

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      Please do not hesitate to get in touch. We look forward to hearing from you.